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Health Insurance

Why do you need Medical Insurance?

Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy medical insurance for the same reason you buy other kinds of insurance, to protect yourself financially. With medical insurance, you protect yourself and your family in case you need medical care that could be very expensive. You can't predict what your medical bills will be. In a good year, your costs may be low. But if you become ill, your bills could be very high. If you have insurance, many of your costs are covered by a third-party payer, not by you.


Why do you need Medical Supplemental Insurance?

Medicare will usually pay 80% of their allowed charge. The patient is responsible for the remaining 20% balance. A supplemental (secondary) insurance coverage will usually pick up the 20% balance.


Why do you need Short Term Medical Insurance?

Are you between jobs? Or perhaps a recent college graduate looking for that first job? Then chances are you're in need of temporary medical insurance until you become part of an employer's plan.
The Short-Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation.