--- title: Disability Insurance - Alexandria, MN - Martinson Insurance Agency --- [Skip to content](https://martinsoninsurance.com/disability-insurance#main-content) [![martinson-insurance-logo-white-blue](https://martinsoninsurance.com/hs-fs/hubfs/martinson-insurance-logo-white-blue.png?width=220&height=67&name=martinson-insurance-logo-white-blue.png)](https://martinsoninsurance.com/?hsLang=en) - [Home](https://martinsoninsurance.com/) - [Insurance Products](https://martinsoninsurance.com/insurance-products) Show submenu for Insurance Products - [Auto Insurance](https://martinsoninsurance.com/auto-insurance) Show submenu for Auto Insurance - [Car, Truck & SUV](https://martinsoninsurance.com/car-truck-suv-insurance) - [Recreational Vehicle](https://martinsoninsurance.com/recreational-vehicle-insurance) - [Commercial Vehicle](https://martinsoninsurance.com/commercial-vehicle-insurance) - [Home Insurance](https://martinsoninsurance.com/home-insurance) Show submenu for Home Insurance - [Homeowners](https://martinsoninsurance.com/homeowners-insurance) - 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[Property](https://martinsoninsurance.com/farm-property-insurance) - [Liability](https://martinsoninsurance.com/farm-liability-insurance) - [About](https://martinsoninsurance.com/about) - [Contact](https://martinsoninsurance.com/contact) - [Quote](https://martinsoninsurance.com/quote) [Quote](https://martinsoninsurance.com/quote?hsLang=en) # Disability Insurance ### Protecting Your Most Valuable Asset What do you consider your most important asset to be? - Your home? - Property? - Investments? - Automobiles? Your ability to earn an income is the only asset you have that makes everything else possible. ### Can you afford to live without your earned income? Most people spend a great deal of time, energy and money to acquire and insure homes, cars and other possessions. But, how long can they keep any of these assets if their income is interrupted for an extended period? ### What are the odds of becoming disabled? Between the ages of 35 and 65, seven out of ten people will become disabled for 3 months or longer. - One out of seven employed people will be disabled for 5 years or more before age 65. - The average long-term loss due to disability is over 5 years. - Men have a 43% chance of becoming seriously disabled during their working years. - Women have a 54% chance. - The average American household only has 2 months of savings in reserve. The truth is there is no way to predict who will become disabled during their working years. And no matter how careful you are, there is no foolproof way to prevent a disability. However, the solution to this problem is simple. Do you have a plan for protection of that income should you lose your ability to work? If not, you should seriously consider an Income and Lifestyle Protection Plan for you and your family! [![alexandria-mn-insurance-agency-location](https://martinsoninsurance.com/hs-fs/hubfs/alexandria-mn-insurance-agency-location.jpg?width=223&height=159&name=alexandria-mn-insurance-agency-location.jpg "alexandria-mn-insurance-agency-location")](http://21896112.hs-sites.com) Martinson Insurance Agency 518 Hawthorne St Alexandria, MN 56308 320-763-6518 --- [facebook-f icon](https://www.facebook.com/martinsoninsurance) [Twitter icon](https://www.twitter.com/martinsonins) Martinson Insurance Agency Alexandria, Minnesota © 2026